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A cryptocurrency (or crypto currency) is a digital asset designed to work as a medium of exchange using cryptography to secure the transactions and to control the creation of additional units of the currency.

Forms of digital payment such as payment apps, credit and debit cards, and cryptocurrency have made the rise in global e-commerce possible and as also caused a decline in using cash.

But these payment methods are not without risk – hackers work tirelessly to gain access to your hard earned money. Still, the fact remains that blockchain a technology behind cryptocurrencies will change the world forever.

Payment methods like credit and debit cards and payment apps have a certain level of consumer protection, but as there is no centralized banking in cryptocurrency if your currency is stolen you have little recourse.

Related: Hackers Brief – Why you should stop memorizing your passwords

Learn more about the ins and outs of cryptocurrency as well as why you should diversify your currencies from this infographic. You might be surprised at all the benefits of currency diversification!

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