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Saturday, July 20, 2024

[Detailed] How to Receive Google Adsense Payment In Nigeria

So, I made my first $100 AdSense earnings in less than 30 days and qualified to receive payment the following month.

So, on the 21st I got a message from Google Adsense Network that my Adsense payment is on its way!

Google adsense earnings email

Yes, my payment was sent in 2 days after, 2:00 pm.

If you’ve gone through my Google Adsense guide you’re probably asking; how can you receive your Google Adsense earnings here in Nigeria easily? Right here I’ll explain all you need to do which include:

  • Adsense payment requirements
  • Adsense payment options for Nigerian bloggers
  • Adding your desired payment option (what I recommend)

AdSense Withdrawal Requirements

You can’t just qualify for receiving Google Adsense payments without meeting some requirements.

  • You must have a website
  • You must create an Adsense account
  • Your Adsense must be approved
  • You must verify our address (the one you used when registering, through Adsense PIN received)
  • You must verify your address
  • You must reach or exceed the minimum required withdrawal threshold ($100 in most cases)

Those set of conditions are a must. If your Adsense account hasn’t been approved, then you have to go through my Adsense approval checklist.

You sure know by now that you have to earn at least $10 to be able to get the Adsense PIN, if you haven’t, you’ll see a red notification bar in your Adsense dashboard.


To verify your location, just go to settings, account information, then verify address.

NOTE: If you’ve not verified your address, it doesn’t mean you can’t continue earning, you just can’t receive payment yet if you haven’t. Immediately you reach $100, you’ll be prompted to add a payment option.

You wouldn’t want to get paid pennies right? That’s why with some practical tips you can improve your AdSense Cost Per Click.

Now, that brings us to the real question. What payment option should you use?

AdSense Payment Options For Nigerian Bloggers

There are 2 Google Adsense payment options available to Nigerian publishers, these are Bank Cheque and Wire Transfer.

How about we go with what I’ll recommend for Nigerians?

Cheque option is easy but the only downside to it is the delay in receiving your payment. I’m sure if you’ve received your Adsense PIN, it took you around 4 to 6 weeks, right?

That’s how long it will take before you get your check mailed to you. Honestly, I haven’t tried this, but the other option I’ve tried is faster – its the bank wire transfer.

Electronic Funds Transfer (ETF)

Electronics funds transfer (ETF) also known as Bank Wire Transfer is what I’ve used and recommended that you use.

Most of the commercial banks in Nigeria should be able to help you receive Wire Transfer from Google payments.

The Likes of Guaranty Trust Bank, Zenith Bank, First Bank, and others are what many Nigerian publishers are using. I’ll explain soon.

You’ll need a domiciliary account because you’ll be receiving your payments in Doll

The only reason you will need a domiciliary account is if you’re interested in receiving your funds in USD.

How to Add Your Payment Method In AdSense Dashboard

Follow these steps:

  1. Login to your Google Adsense Dashboard 
  2. Click on Menu and then scroll to payments
  3. Click on Payment
  4. Under how you get paid, click on Add new payment method
  5. Under the add payment method in the new page, tick wire transfer
  6. Fill the details below based on the bank you want to use (FBN or Guaranty Trust Bank).
How to receive adsense payment in Nigeria
Choose payment method to be Wire Transfer
Google ads payment-method

How to Fill Wire Transfer Bank Details

Fill your information into the form provided below and follow the steps provided beneath it.

Adsense earnings and withdrawals

Many people keep searching for GTB and First Bank Swift BIC, here you have it:


BanksGuaranty TrustFirst Bank
Beneficiary IDLeave It blankLeave It Blank
Name OnAccountEnter Your Full Account NameEnter Your Full Account Name
Bank NameGuaranty Trust BankFirst Bank Of Nigeria
Account NumberEnter Your Account NumberEnter Your Account Number
Intermediary bank name (optional),FFO AND FBOLeave Blank Leave it Blank 

7. That’s All, you are done

You may be asking “how much will be 1 USD to NGN when cashing out from your DOM account? See that

Frequently Asked Questions About Google Adsense Payment

A. What is SWIFT-BIC?

A SWIFT-BIC, often just called BIC, is an 8 or 11 character identification code for a particular bank.

What it looks like: Your bank’s SWIFT-BIC may be printed at the top of your bank statements. If you cannot locate it, contact your bank to get their code.

What it’s for: Banks use SWIFT-BICs when they transfer money or send a message to another bank.

B. What is Intermediary SWIFT-BIC?

SWIFT Bank Identifier Code (BIC) is a unique identification code for your bank’s intermediary bank or branch. It should contain 8 or 11 characters. For more details, contact your bank.

C. Can I Receive Google Adsense Payment With My Nigeria Naira Account?

Sure, you are free to do that. You are also allowed to use a domiciliary account.

And there you go, that’s how to receive Google Adsense Payment in Nigeria. Did you find this helpful? Please Like and Share.

Steve Oke
I am a music, nature, business and books lover whose path is not yet perfectly defined. Combining my empathic nature with the enthusiasm for knowledge, I’m trying to put my skills to good use by helping others while discovering myself.

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  1. Great content. I just wanted to make sure that my payment settings were correct. The Swift code for first bank match. Thanks.

  2. Nice post. I’ve the some questions,

    1. By using GTBank Domiciliary Account, can one withdraw the money at anytime?

    2. Will the funds withdrawal be in naira or dollars?

    3. Can one transfer the money in dollars to a friend’s naira account?

    4. What’s the advantage and disadvantage of using Dom account over normal bank account for AdSense payment?

  3. I put my FCMB details, my first $100 was sent by Google Adsense but I’ve not received it till now😪. I’m going to open a gt bank account for future payments. Anyway, how long did it take to process your first Adsense payments?

    • I’ve never used FCMB anyway. More so, it didn’t take long at all. Once I reached $100, I waited for the next month as usual, and it was sent on 21st, in 3 days time, it got to my GT dom account. For how long have you been waiting?

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